/* ===== IMPORTS & RESET ===== */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #0a1628;
    --primary-light: #1a2a4a;
    --secondary: #1a4b8c;
    --accent: #2563eb;
    --accent-light: #3b82f6;
    --gold: #d4a853;
    --gold-light: #f0d68a;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;
    --white: #ffffff;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow: 0 4px 20px rgba(0,0,0,0.08);
    --shadow-md: 0 8px 40px rgba(0,0,0,0.12);
    --shadow-lg: 0 20px 60px rgba(0,0,0,0.15);
    --radius: 12px;
    --radius-lg: 20px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    line-height: 1.7;
    color: var(--gray-800);
    background: var(--gray-50);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    line-height: 1.25;
    color: var(--primary);
}

h1 { font-size: clamp(2.5rem, 5vw, 4rem); }
h2 { font-size: clamp(2rem, 3.5vw, 2.8rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.5rem); }

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.95rem;
    transition: var(--transition);
    border: none;
    cursor: pointer;
    letter-spacing: 0.3px;
}

.btn-primary {
    background: var(--accent);
    color: var(--white);
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.35);
}
.btn-primary:hover {
    background: var(--secondary);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(37, 99, 235, 0.45);
}

.btn-secondary {
    background: var(--primary);
    color: var(--white);
}
.btn-secondary:hover {
    background: var(--primary-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(10, 22, 40, 0.3);
}

.btn-outline {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}
.btn-outline:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-gold {
    background: var(--gold);
    color: var(--primary);
    box-shadow: 0 4px 15px rgba(212, 168, 83, 0.35);
}
.btn-gold:hover {
    background: var(--gold-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(212, 168, 83, 0.45);
}

/* ===== HEADER ===== */
header {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(0,0,0,0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 16px 0;
}

.header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary);
}
.logo-icon {
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--accent), var(--secondary));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 1.2rem;
}
.logo span {
    color: var(--accent);
}

nav ul {
    display: flex;
    align-items: center;
    gap: 36px;
}
nav ul li a {
    font-weight: 500;
    font-size: 0.95rem;
    color: var(--gray-600);
    padding: 8px 0;
    border-bottom: 2px solid transparent;
    transition: var(--transition);
    position: relative;
}
nav ul li a::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent);
    transition: var(--transition);
}
nav ul li a:hover::after,
nav ul li a.active::after {
    width: 100%;
}
nav ul li a:hover,
nav ul li a.active {
    color: var(--primary);
}

.nav-cta {
    background: var(--accent);
    color: var(--white) !important;
    padding: 10px 24px !important;
    border-radius: 50px;
    border-bottom: none !important;
}
.nav-cta::after {
    display: none !important;
}
.nav-cta:hover {
    background: var(--secondary) !important;
    color: var(--white) !important;
}

.hamburger {
    display: none;
    font-size: 1.5rem;
    color: var(--primary);
    cursor: pointer;
    padding: 4px;
}

/* ===== HERO ===== */
.hero {
    padding: 80px 0 60px;
    background: linear-gradient(165deg, var(--gray-50) 0%, var(--white) 100%);
    position: relative;
    overflow: hidden;
}
.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.06) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(212, 168, 83, 0.05) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-text h1 {
    font-weight: 900;
    margin-bottom: 20px;
    letter-spacing: -0.02em;
}
.hero-text h1 .highlight {
    background: linear-gradient(135deg, var(--accent), var(--secondary));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}
.hero-text .subtitle {
    font-size: 1.15rem;
    color: var(--gray-500);
    max-width: 500px;
    margin-bottom: 28px;
}

.hero-benefits {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px 24px;
    margin-bottom: 32px;
}
.hero-benefits li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: var(--gray-700);
}
.hero-benefits i {
    color: var(--accent);
    font-size: 1.1rem;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.hero-image {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}
.hero-image img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    width: 100%;
    max-width: 500px;
    object-fit: cover;
}
.hero-image .floating-badge {
    position: absolute;
    background: var(--white);
    padding: 16px 24px;
    border-radius: var(--radius);
    box-shadow: var(--shadow-md);
    display: flex;
    align-items: center;
    gap: 12px;
    animation: float 3s ease-in-out infinite;
}
.floating-badge.top-right {
    top: -20px;
    right: -10px;
}
.floating-badge.bottom-left {
    bottom: -10px;
    left: -10px;
    animation-delay: 1.5s;
}
.floating-badge i {
    color: var(--gold);
    font-size: 1.4rem;
}
.floating-badge strong {
    color: var(--primary);
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
}

/* ===== TRUST STRIP ===== */
.trust-strip {
    background: var(--primary);
    padding: 32px 0;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}
.trust-strip .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}
.trust-strip .trust-item {
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255,255,255,0.8);
    font-size: 0.9rem;
}
.trust-strip .trust-item i {
    color: var(--gold);
    font-size: 1.2rem;
}
.trust-strip .trust-item strong {
    color: var(--white);
}

/* ===== SECTION HEADERS ===== */
.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px;
}
.section-header .tag {
    display: inline-block;
    background: rgba(37, 99, 235, 0.1);
    color: var(--accent);
    padding: 4px 16px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}
.section-header h2 {
    margin-bottom: 16px;
}
.section-header p {
    color: var(--gray-500);
    font-size: 1.1rem;
}

/* ===== ABOUT / FEATURES ===== */
.about {
    padding: 80px 0;
    background: var(--white);
}
.about-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 30px;
}
.about-card {
    background: var(--gray-50);
    padding: 36px 28px;
    border-radius: var(--radius);
    transition: var(--transition);
    border: 1px solid transparent;
    position: relative;
}
.about-card:hover {
    transform: translateY(-6px);
    border-color: var(--gray-200);
    box-shadow: var(--shadow-md);
}
.about-card .icon-wrapper {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.1), rgba(26, 75, 140, 0.1));
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
}
.about-card .icon-wrapper i {
    font-size: 1.6rem;
    color: var(--accent);
}
.about-card h3 {
    margin-bottom: 10px;
    font-size: 1.2rem;
}
.about-card p {
    color: var(--gray-500);
    font-size: 0.95rem;
}
.about-card .card-number {
    position: absolute;
    top: 16px;
    right: 20px;
    font-size: 3rem;
    font-weight: 900;
    color: rgba(10, 22, 40, 0.04);
    line-height: 1;
}

/* ===== BROKERS PAGE ===== */
.page-title {
    padding: 50px 0 30px;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
}
.page-title h1 {
    font-size: clamp(2rem, 3.5vw, 2.8rem);
}
.page-title p {
    color: var(--gray-500);
    font-size: 1.1rem;
    margin-top: 4px;
}

.brokers-list {
    padding: 50px 0 80px;
}
.broker-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    margin-bottom: 32px;
    overflow: hidden;
    transition: var(--transition);
    border: 1px solid rgba(0,0,0,0.04);
}
.broker-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}
.broker-card-header {
    padding: 24px 32px;
    background: var(--gray-50);
    border-bottom: 1px solid var(--gray-200);
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.broker-card-header h2 {
    font-size: 1.4rem;
    display: flex;
    align-items: center;
    gap: 12px;
}
.broker-card-header h2 i {
    color: var(--accent);
}
.badge {
    padding: 4px 18px;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.3px;
}
.badge-recommended {
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--primary);
}
.badge-popular {
    background: linear-gradient(135deg, var(--accent), var(--secondary));
    color: var(--white);
}
.badge-new {
    background: var(--gray-200);
    color: var(--gray-700);
}

.broker-card-body {
    padding: 32px;
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 40px;
    align-items: center;
}
.broker-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px 24px;
}
.broker-features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.95rem;
    color: var(--gray-700);
    padding: 6px 0;
}
.broker-features li i {
    color: var(--accent);
    font-size: 0.9rem;
    width: 18px;
    text-align: center;
}

.broker-cta {
    text-align: center;
    padding: 20px;
    background: var(--gray-50);
    border-radius: var(--radius);
}
.broker-cta .btn {
    width: 100%;
    justify-content: center;
}
.referral-note {
    margin-top: 14px;
    font-size: 0.85rem;
    color: var(--gray-500);
}
.referral-note strong {
    color: var(--primary);
    background: rgba(37, 99, 235, 0.08);
    padding: 2px 12px;
    border-radius: 4px;
    font-weight: 700;
}

/* ===== TESTIMONIAL ===== */
.testimonial {
    padding: 70px 0;
    background: var(--primary);
    color: var(--white);
    text-align: center;
    position: relative;
    overflow: hidden;
}
.testimonial::before {
    content: '"';
    position: absolute;
    top: -20px;
    left: 50%;
    transform: translateX(-50%);
    font-size: 12rem;
    color: rgba(255,255,255,0.04);
    font-family: Georgia, serif;
}
.testimonial blockquote {
    font-size: 1.5rem;
    font-weight: 300;
    max-width: 700px;
    margin: 0 auto 20px;
    position: relative;
    z-index: 1;
}
.testimonial cite {
    font-style: normal;
    font-weight: 600;
    color: var(--gold);
    font-size: 1rem;
}

/* ===== CTA SECTION ===== */
.cta-section {
    padding: 70px 0;
    background: linear-gradient(135deg, var(--gray-50), var(--white));
    text-align: center;
}
.cta-section h2 {
    margin-bottom: 12px;
}
.cta-section p {
    color: var(--gray-500);
    max-width: 500px;
    margin: 0 auto 30px;
}
.cta-section .btn-group {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ===== FOOTER ===== */
footer {
    background: var(--primary);
    color: rgba(255,255,255,0.7);
    padding: 50px 0 0;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand .logo {
    color: var(--white);
    margin-bottom: 16px;
}
.footer-brand p {
    font-size: 0.95rem;
    max-width: 300px;
    line-height: 1.8;
}
.footer-col h4 {
    color: var(--white);
    font-size: 1rem;
    margin-bottom: 18px;
    font-weight: 600;
}
.footer-col ul li {
    margin-bottom: 10px;
}
.footer-col ul li a {
    font-size: 0.9rem;
    transition: var(--transition);
}
.footer-col ul li a:hover {
    color: var(--white);
    padding-left: 4px;
}
.footer-col .contact-item {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 12px;
    font-size: 0.9rem;
}
.footer-col .contact-item i {
    color: var(--gold);
    width: 18px;
}
.social-links {
    display: flex;
    gap: 12px;
    margin-top: 16px;
}
.social-links a {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(255,255,255,0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    color: rgba(255,255,255,0.7);
}
.social-links a:hover {
    background: var(--accent);
    color: var(--white);
    transform: translateY(-2px);
}
.footer-bottom {
    padding: 20px 0;
    text-align: center;
    font-size: 0.85rem;
}
.footer-bottom a {
    color: rgba(255,255,255,0.5);
}
.footer-bottom a:hover {
    color: var(--white);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
    .hero-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .hero-text .subtitle {
        margin: 0 auto 28px;
    }
    .hero-benefits {
        justify-items: center;
    }
    .hero-buttons {
        justify-content: center;
    }
    .hero-image {
        order: -1;
    }
    .hero-image img {
        max-width: 400px;
    }
    .floating-badge {
        display: none !important;
    }
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    /* Header */
    nav ul {
        display: none;
        flex-direction: column;
        background: var(--white);
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        padding: 24px;
        box-shadow: var(--shadow-md);
        gap: 16px;
        border-top: 1px solid var(--gray-200);
    }
    nav ul.show {
        display: flex;
    }
    nav ul li a {
        font-size: 1rem;
    }
    .nav-cta {
        text-align: center;
    }
    .hamburger {
        display: block;
    }

    /* Hero */
    .hero {
        padding: 50px 0 40px;
    }
    .hero-text h1 {
        font-size: 2.2rem;
    }
    .hero-benefits {
        grid-template-columns: 1fr;
    }
    .hero-benefits li {
        justify-content: center;
    }
    .hero-image img {
        max-width: 300px;
    }

    /* Broker Card */
    .broker-card-body {
        grid-template-columns: 1fr;
        padding: 24px;
    }
    .broker-features {
        grid-template-columns: 1fr;
    }
    .broker-card-header {
        flex-direction: column;
        gap: 8px;
        text-align: center;
        padding: 20px;
    }

    /* Trust Strip */
    .trust-strip .container {
        justify-content: center;
        gap: 16px;
    }

    /* About */
    .about-grid {
        grid-template-columns: 1fr;
    }

    /* Footer */
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 30px;
        text-align: center;
    }
    .footer-brand p {
        margin: 0 auto;
    }
    .social-links {
        justify-content: center;
    }
    .footer-col .contact-item {
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    .btn {
        padding: 12px 24px;
        font-size: 0.9rem;
    }
    .hero-text h1 {
        font-size: 1.8rem;
    }
    .section-header h2 {
        font-size: 1.8rem;
    }
    .testimonial blockquote {
        font-size: 1.1rem;
    }
}